Long-term care insurance helps cover costs associated with chronic illness or disability that requires extended care, including assistance with daily activities and care in various settings like home or facilities, which are not typically covered by health insurance or Medicare.

Most people prefer to remain in their homes as long as possible and Long-term care insurance can help you accomplish this by paying for services you receive in the comfort of your own home. However sometimes more care is needed than you can get at home. A long-term care insurance policy can helps you pay for care provided at an assisted living facility or nursing home as well.

As we get older the cost of insurance becomes increasingly more expensive and eventually becomes unaffordable for many. There are many affordable options today that can combine Life insurance and Long Term Care but don’t wait for it to become unaffordable.